Head of Compliance & AML (MLRO), Data Protection Officer (DPO) & Deputy Head of Risk & Compliance ___ ♦ Built and managed a team of 6 compliance professionals overseeing all activities within my scope ♦ Designed, documented and implemented all operational processes in Compliance and compliance related tech, including GDPR/FADP-compliant data protection framework ♦ Enhanced automated risk classification system through data analysis and scoring parameter optimization, significantly improving risk assessment accuracy and decreasing onboarding time ♦ Collaborated with IT and operations to improve Information Security and IAM ♦ Led the expansion into new customer segments, providing business analysis to Executive Board and Board of Directors and setting up relevant frameworks and processes ♦ Supported customer and third-party assurance, preparing compliance documentation for business facing teams, customers, and auditors. *** Relio is a Swiss fintech providing digital business accounts and operating under a FINMA fintech license.

Money Laundering Reporting Officer for Switzerland, primary liaison with supervisory organisation (VQF) and designated reporting officer to MROS (Swiss Financial Intelligence Unit) ♦Successfully refined and unblocked the VQF SRO membership application, securing regulatory approval within two months of joining ♦Developed comprehensive compliance policies and guidelines for both Swiss entity and global group operations ♦Provided senior management approval for new business relationships in Switzerland ♦Advised board of directors on expansion and licensing opportunities, supporting strategic growth initiatives ♦Mentored the Due Diligence team, improving investigation quality and efficiency. *** Oneio Swiss is the Swiss subsidiary of ONE, a UK-based Payment and Crypto Fintech.

Senior Compliance Officer specializing in Monitoring, Investigations, and Sanctions for HNWI and UHNWI clients (principally from Ukraine, Russia, and ex-CIS countries) // Joined as Compliance Officer in March 2018, was promoted to Senior Compliance Officer Associate in 2019, and to Director in 2022 ___ ♦ Managed high-risk & potential sanctions-related transactions and led complex investigations into atypical transactions and payment structures, reporting SARs to authorities (MROS) ♦ Handled assurance and regulatory queries from authorities and correspondent banks (SWIFT, RFIs), ensuring timely and accurate delivery of sensitive compliance information on critical accounts ♦ Developed and implemented innovative AML detection criteria using pattern recognition analysis, uncovering critical networks of suspicious accounts ♦ Enhanced UBP's AML framework through risk-based improvements to policies, monitoring systems, processes and operational documentation ♦ Led compliance communication, including group-wide intranet content and user-friendly documentation for stakeholders to boost compliance awareness across stakeholder groups. *** UBP is a Swiss private bank operating under FINMA supervision.

Compliance Officer specialised on HNWI clients, primarily from Europe and Eastern Europe ___ ♦ Collaborated with Geneva's head office to establish and develop the new Compliance team in Zurich ♦ Contributed to the implementation and refinement of Compliance processes for the Zurich office ♦ Managed onboarding procedures for new customers and conducted reviews of existing client accounts

Financial Crime Officer covering for all Corporate & Investment Banking activities of Société Générale in Switzerland, Germany and Austria. /// Joined in 2013 as KYC/AML Officer under a VIE contract, was hired permanently in 2015, and promoted to Senior KYC/AML Analyst in 2017. ___ ♦ Led AML-CFT analysis for CIB relationships across Swiss, Austrian, and German branches of SGCIB ♦ Assessed AML-CFT risks for prospects, deals, and transactions pre-onboarding ♦ Presented high-risk prospects to Bank's executive management on a weekly basis ♦ Conducted RCSAs, developed and delivered compliance training for key business units to raise compliance awareness and operational effectiveness. ♦ Contributed to team growth from 3 to 15 members, providing training and supervision to new joiners ♦ Drafted new policies and suggested IT system adjustments to resolve business line-specific issues